Personal account

A simpler way to pay and get paid.

A safe & easy-to-use system that bring your money management to a new level.

We wanted to create something for our customers, with less bureaucracy and always under control.

Quick and Easy Payments

With the onTOP account you can send and receive transfers throughout SEPA countries. If you want to make a payment in real time, remember that transfers between onTOP accounts are free and immediate

ADD money instantly and easily by debit/credit card, bank transfer and Voucher (coming soon)

SEND money easily using bank transfer, direct transfer, card to card and Voucher (coming soon)

PAY with card accepted everywhere, or with your phone APPLE PAY or GOOGLE PAY

Virtual and physical Mastercards®


Upon opening an onTOP account, you can receive a contactless MastercardĀ® card that you can use for withdrawals and payments, in store or online.

Do you think you have lost your card? Freeze it and then unfreeze it when you find it so you can instantly start using it again. Do you realize instead that you have permanently lost it? Report the loss and order a new card!

You are in control of your spending

We'll show you exactly where your money is going to. Push Notification! Get instant notifications the second you pay on every transaction, that comes in and out of your account. And get warning if you are spending too fast!

Safe, Secure, Protected

We keep your money and your data safe and protected. Security is at the heart of everything we do

Print Your Statement

Never waste time searching for an old statement again. Print your bank statements in a click!

If you have any questions, please feel free to
Contact Us


We offer you a solution for the financial management of your money that you will no longer be able to do without!

Business Account
Personal Account